Knowledge
Understand and document robot risks
Practical knowledge on loss types, technology, liability, cyber and preparing an insurance submission.
Documents
What a robust submission needs.
Technical insurance can only be as clear as the description of the device and its use.
- Purchase invoice, serial number and current replacement value
- Technical data sheet and manufacturer information
- Description of all locations and tasks
- Photographs or videos of the operating environment
- Operators, training and access rights
- Maintenance and testing plan
- Network, cloud and remote access
- Emergency stop, protected areas and supervision
- Previous malfunctions, falls or losses
- Requested covers, limits and deductibles
Principle: Physical damage following cyber manipulation may engage different terms than pure data recovery or a liability claim. These interfaces must be clarified before placement.