Actual value means market value
In machinery breakdown insurance, actual value is understood as market or purchase/sale value. The valuation basis is therefore particularly important for specialised robots.
Open decision in RIS →OGH
Austrian Supreme Court decisions on machinery breakdown insurance
Selected decisions on valuation, total loss and overlap between technical insurance covers.
Total loss and valuation
Where machinery is completely destroyed, actual-value determination may be decisive. Purchase price, market, age, condition, parts and replacement should be documented.
Open decision in RIS →Overlap between technical covers
Where multiple insurance policies apply, allocation and priority between technical covers may matter. Machinery, electronics, installation and other covers should be coordinated consistently.
Open decision in RIS →Context: These decisions concern technical insurance generally, not a specific robot model. The individual policy wording is decisive.